There's a ritual that takes place every day in many parts of the world. People get up and go to work. But before getting to work, they buy a cup of coffee. Sounds harmless, doesn't it? And for the most part it is, unless you're looking for ways to reduce your spending. Now before you turn away and think to yourself that there's no way you can function without coffee in the morning and that it's impractical to even suggest otherwise, keep reading. It's not a matter of drinking coffee, it's where you're buying it.
Let's think about this for a moment. For most people, there are 5 days in a week where they have to get up and go to work somewhere. Sure, there are exceptions, but generally speaking this is true. There are typically four weeks in a month. When you do the math, there are 20 days out of the month where someone might instinctively buy a cup of coffee on the way to work or upon arriving. For the sake of simplicity, let's assume that a cup of coffee is $1. In some places it might be less than that, in other places far more than that. That comes out to about $20 per month, or approximately $240 per year.
Realizing that you might be physiologically dependent on caffeine, it's crazy to suggest that you simply not drink coffee anymore. So what's the compromise solution? Buy an inexpensive thermo, and pick up a can of inexpensive instant coffee. It'll be quick and easy for you to make yourself enough coffee to fill the thermo in the morning, and you'll be saving money in the process.
You might think to yourself that this is an affordable luxury that you don't want to do away with entirely, and that's okay. Maybe the ultimate solution is to make your own coffee four days out of the week, but then treat yourself to the coffee you used to buy on Friday. That's one approach. Another approach is to re-prioritize some of your other expenses so that you can continue buying coffee every morning. Regardless, dumping the coffee can save you money. There's no doubt about it. Whether or not it's a cost cutting strategy you want to use is up to you. But at least you know it's an option.
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